Glossary
We have a lot of German words in our APIs, here we explain what they mean
| German name | Translation | Description |
|---|---|---|
| Angebot | offer | loan proposal, financial solution, not binding until approval |
| Antrag / Anträge | application(s) | can contain more than one partial application (multi lender constellation) |
| Antragsnummer | application-id | e.g. HU1242/2/1, format {case-id}/{application}/{multi lender iterator} |
| Antragsteller | applicant | the applicant of a loan, an application can have 1 or 2 applicants |
| Baufinanzierung | mortgage loan | money you get to buy a property |
| Bausparkasse | building society | a specific type of loan provider |
| Bearbeiter | editor | the person who currently edits a Vorgang |
| Benutzername | username | user-identifier, often a unique email |
| Beschäftigung | profession | the profession of the applicant |
| Dokument | document | a file containing a bunch of pages |
| Echtgeschäftsvorgang / Echtgeschäftsvorgänge | real business case(s) | cases to use in production |
| Einstellungsrecht | setting right | e.g. to manage teams |
| Finanzierungsvorschlag | financial proposal | document with a proposal for a financial solution |
| Finanzierungswunsch | financing parameter | contains information about the desired loan amount, monthly payment etc. by the consumer |
| Finanzierungszweck | purpose of financing | the reason why the loan is needed, eg. for buying a car, modernising the house or something else |
| Fernabsatzgeschäft | remote sales | sales where the agent and the applicant are not physically at the same location for the whole process |
| Freigabe | share | action to give another person access to a file or ressource |
| Freigabestatus | sharing state | state of document arrival |
| Handelsbeziehung | trade relation | a relationship between agent and bank which is configured in the Europace Partnermanagement |
| Haushaltsposition | household item | all income and expenses of a household (private health insurance, property, rent, …) |
| Haushaltsrechnung | budget calculation | all income and expenses of a household summed up together |
| Immobilie | property | buidling, flat or piece of land you want to own |
| Kanal | channel | the name of the channel for which you provide the option self-service via api to your users or customers |
| Kreditbetrag | loan amount | the amount that is needed for the loan |
| Kreditsachbearbeiter | loan officer | role, which is approving an application after validation |
| Kunde | customer, consumer | person who need money for there needs or mortgages |
| Kundenbetreuer | agent, advisor | role, wich is advising the customer for loans |
| Laufzeit | duration | the duration chosen for the loan |
| machbares Angebot / machbare Angebote | feasible offer | an offer that was calculated as feasible, a firm answer can be only given after accepting it though |
| Organisation | organisation | partner-type |
| Partnerkennzeichen | partner-identifier | loan provider identifiers for sales organisations |
| Person | user | user with role (partner-type) |
| Plakette | tree-element | element in partner-tree |
| Produktanbieter | loan provider | e.g. bank, insurance, building society |
| Provision | commission | payment for arranged financing |
| Rate | monthly payment | the amount the applicant will be paying for the loan |
| Ratenkredit | consumer loan | money you borrow for your needs |
| Ratenschutz | payment protection insurance | an insurance product that enables consumers to secure repayment of credit |
| Sachbearbeiter | clerk | role, wich is supporting the advisor by adding data, validate the solution and/or find the best solution |
| Seite | page | element in a document |
| Schaufensterkondition | showcase conditions | conditions based on a minimal set of data, not yet personalized for an applicant |
| Sofortkredit | instant loan | a consumer loan with a binding instant approval/rejection |
| Testvorgang / Testvorgänge | test case(s) | cases to use on test stages |
| Tilgungsplan | repayment plan | structured overview of the repayments for the customer along the consumer loan runtime |
| Unterlage | paper, proof | document to support the financial situation of the customer |
| Unterlagenkategorie | categorization information | document type we recognized |
| Unterlagenanforderungen | needed proofs | list of needed proofs, different for every loan provider |
| Unterlagenzuordnung | assignment | document-relation to customer, mortgage or other entities in the case |
| Übernahmerecht | right to take over | the right to take over a Vorgang from another Kundenbetreuer / Bearbeiter |
| Vertriebskanal | sales channel | the channel the loan is sold through, eg. B2B, B2B2C |
| Vertriebsorganisation | sales organisation | company who is offering loans |
| vollständiges Angebot / vollständige Angebote | complete offer | an offer that is valid as there is no data missing |
| Vorgang / Vorgänge | case(s) | container for consumer- and property-data, offers, applications and documents |
| Vorgangsnummer | case-id | reference to case |
| Zugang | user access | username and/or identity provider data |
| Zugriffsrecht | access right | e.g. on the cases of teammates |