Selfservice via API: Ratenkredit as a Service

With Ratenkredit as a Service (RaaS) we offer a smart journey for the customer: from the showcase conditions over the calculation of offers up to the acceptance process and the transfer of the documents.

Overview

Showcase Conditions

Very generic conditions based on the partner for your incoming leads.

KEX-Angebote-API
Calculation of the top showcase condition.
Calculation of a list of showcase conditions.

Consumer data & Calculation

Create a Vorgang to calculate individual offers.

KEX-Vorgang-Import-API
Create a new case with initial information.

KEX-Vorgang-Update-API
Upload Documents to an existing case.
Add comments to an existing case.
Update the funding request of an existing case.
Update data of the applicant of an existing case.
Create/Update & Delete income and expenses of an existing case.

KEX-Vorgang-Export-API
Export the stored data of a case.

KEX-Angebote-API
Calculate Angebote on basis of data of a case.

Loan request

Transfer the data to the loan provider to do the final feasability checks and to accept the offer.

KEX-Angebote-API
Accept a calculated offer.

Loan conclusion

Transfer the necessary documents of a customer to the loan provider.

Unterlagen-API
Upload and transfer documents for an application.

Status

Query the current status of the application.

KEX-Vorgang-Export-API
Export the stored data of a case.

KEX-Push
Get notified about changes in a case.

Payout

Query the current status of the application.

KEX-Vorgang-Export-API
Export the stored data of a case.

KEX-Push
Get notified about changes in a case.